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A survey of current CD rates and terms at WaMu, Washington Mutual BankView our latest survey of the APY interest rates paid for certificates of deposit by term for the major and minor banks and credit unions that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings, Countrywide,  and many more.          

==>  WaMu:  "Washington Mutual Bank Best CD Rates with FDIC" as of 10/07/08  <==
Terms (Months) Interest Rate Annual Percentage Yield
APY
6 1.98% 2.00%
12 2.96% 3.00%
13 2.96% 3.00%
18 2.96% 3.00%
24 3.93% 4.00%
48 4.07% 4.15%



Article: Beware of Annuities



Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

1 Interest Rates and APYs may vary by bank location

2 Minimum deposit to open and obtain APY is $1,000.00. To obtain the APY for the effective date on the day you apply, the Online CD account must be funded within seven (7) calendar days. If received on or after the eighth calendar day, the then effective date APY will be applied. Certificate of Deposit accounts earn a fixed interest rate and APY for the selected term. Fees may reduce earnings. Penalty for early withdrawals apply. Restrictions and limited servicing apply to Online CDs (See, details above). Programs (including, without limit, fees, rates and features) are subject to change without notice.


Article:  How to Get the Best CD Rates

 
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