Information
on the Kirk Lindstrom's Investment Newsletter:
Welcome to "Core and Explore" investing! My conservative and aggressive "core" index fund portfolios from Vanguard continue to shine brightly! (or use optional Fidelity or ETFs equivalents) ==> Read "Taking the Bull by the horns: Local investor quintuples portfolio" <== A few, minor errors in the article are corrected here. email me a polite note with your full name and a street address by clicking on the "mail-vette" and I will send a sample newsletter to you for FREE!! Please tell me a bit about yourself too I'd appreciate it also if you could tell me where you learned of my work. Make sure you check your bulk email folder because the pdf attachment with the sentiment graph sometimes causes my reply to get flagged as bulk email. |
Core and Explore I recommend a "core"
portfolio
for about 80 to 95% of your funds and an "explore" portfolio made of stocks from my
newsletter portfolio for the remainder. My newsletter stocks are volatile
by
design to add to overall returns, but you need a good core portfolio to
sleep well at night. I offer several different core portfolios for both aggressive & conservative investors. My newsletter portfolios are ALL significantly
ahead of where they started 2000 at which I feel is quite an
accomplishment given how well I did in 1998 and 1999. As of today, the S&P500 is well below its January 2000 level.
Don't miss out on my next "buy more of Stock X" email or my "Take profits NOW" email ==> subscribe NOW! Results that speak for themselves: For 1/1/1999 through 12/31/07:
Note #1: My
"Newsletter Explore Portfolio" is
designed for those who wish to add an aggressive growth component to
their diversified "core and explore" investment portfolio. My
newsletter stands on its own as a great value even if you don't want to
buy individual stocks and want to stick with my core portfolios.
Besides great results, I provide personal individualized response to all of my subscribers. Every e-mail you send me, you will get a response, no exceptions. That is perhaps the most rewarding part of my service and I am proud that I've made friends with a great many of my long time subscribers. I truly believe in customer service and making my subscribers feel they are getting their money's worth. The truth is I love helping people learn to make money! Don't miss out on my next "buy more of Stock X" email or my "Take profits NOW" email ==> subscribe NOW! Too good to be true? I DOCUMENT every buy and sell I've made in my newsletter since it started, including commissions. I update this buy and sell list for subscribers every month so all my dirty laundry (bad picks) are never hidden. This is a real, documented record that I invite you to verify after you subscribe and have my list of ALL buys and sells since inception on an Excel spreadsheet backed up with Quicken to verify my math. If you find I have made a major return error, say 1% or more on any year but not somthing like forgetting to credit my portfolio with a dividend, then I'll happily refund all your money plus give you $100 for finding the error AND let you have the subscription for free for a year. Kirk's Recommended Core Portfolios For
most investors in the accumulation phase, I recommend a total investment portfolio mix with perhaps 80% in my recommended Aggressive Core
portfolio
with the remaining 20% of your portfolio in my higher risk (more volatile) "Explore
Portfolio."
For most investors in the retirement phase, I recommend a total investment portfolio mix with perhaps 90% to 100% in my recommended Conservative Core portfolio with the remaining zero to 10% of your portfolio in my higher risk (more volatile) "Explore Portfolio."
[1] The
performance data featured represents past performance, which is no guarantee of
future results. Investment return and principal value of an investment will
fluctuate; therefore, you may have a gain or loss when you sell your shares.
Current performance may be higher or lower than the performance data quoted.
[2] More return data here. The CORE portfolios are composed of seven index funds from Vanguard. My two core portfolios, with and without an explore addition, have significantly out performed the S&P500 due to their better international diversity and inclusion of an REIT index fund for additional inflation protection and asset class diversity. I also suggest ETF alternatives for the index funds. A subscription to "Kirk's
Online Newsletter" is only $150 a year (if you pay by check)
(A savings of $150 over the $25 per issue price!!!) Don't miss out on my next "buy more of Stock X" email or my "Take profits NOW" email ==> subscribe NOW!
Compare
other newsletters to my results
For example: WCOM was one stock in my portfolio that I lost money going down but I bought 5,000 shares at 7¢ and quickly sold 1,500 shares at 25¢ on a bounce so I'd lock in breaking even on that trade since the bounce happened in a day. I've since sold those remaining WCOM shares at 21¢ and moved on. WCOM hurt my performance in 2002 but I still managed to beat the S&P500 even with that bad stock pick. In my newsletter, I explain what learned from bad picks and how to move forward. Even losses can be a learning experience if handled honestly. I publish a list monthly of all stocks I've owned and what I learned from the losers. Some say I can not get great results like I have done without taking
disproportionate
levels of risk. My portfolio beta is much less than that of QQQQ
yet my results are far, far better. I hope I proved them wrong
and my results say I am doing a good job of it!
I have a fairly diverse list of companies from several industries (semiconductor capital equipment, Banking, shipping and energy exploration). When the Nasdaq was going to the moon in 1999 and 2000, I didn't add net money to technology but took profits and put them into beaten down areas like banks, bonds and a strip zero coupon fund that I took profits in just after the 9/11 attack for a 50% gain! This taking profits and moving the money to beaten down areas is a proven strategy to reduce risk while still getting good gains. I still hit my share of duds (that is part of investing - all honest advisors have losers) but the overall results are what count and those results have been fantastic (if I may humbly say so). This portfolio uses the asset allocation model I discuss in the article "Using Asset Allocation to make money in a Flat Market." Read "Taking the Bull by the horns: Local investor quintuples portfolio"Don't miss out on my next "buy more of Stock X" email or my "Take profits NOW" email ==> subscribe NOW! If you don't like the newsletter and subscribe via PayPal, then I can give you a refund less the PayPal Fee and $25 per issue sent. Due to problems reported on the internet recently with organized crime paying by check and then asking for quick refund before the check clears, I hold all checks for two months before I'll consider a refund. If you are unsure if my method is for you, I recommend using PayPal. |
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Kirk Lindstrom (me) -
a GARP or "Growth At a Reasonable Price" investor "who made a fortune in the market" and is now
teaching others my techniques via my newsletter. Any changes to my portfolio or my thinking goes
out to subscribers between issues via email so they are kept up to date. I currently write about investing for "Investorhives.com," and "Investing for the Long Term" at facebook plus another web site now in "Alpha." I wrote for 10 years at "Investing - Personal Finance" at Suite101.com where you can read the most recent articles here. More: I Graduated from UC Berkeley with a degree in Electrical Engineering and computer science in 1979. I went straight to Hewlett Packard to work in the R&D lab of the Optical Communication Division (Now a division of Agilent) and and spent 20 years designing Optical Transceivers and leading design teams. I like both so I did both. I was not pleased with market timers and mutual funds that I owned that sold out at the bottom after the 1987 correction so I taught myself how to invest. I did well and made roughly 30% compounded between 1992 and 1998 in my personal account. |
| More (cont) After 20 years, I semi retired from HP and now work for
myself (lower pay but much more fun) while helping and teaching others.
Even after the great Bear market of 2000/2002, my personal portfolio is
beating the S&P500 by a wide margin (very hard to give accurate numbers
since I now spend some of the gains my portfolio generates.) I am
even prouder of my newsletter portfolio. I still do engineering (now tinkering on an invention I may market) and have consulted for local investment firm as a part time stock analyst. I may even go back to work for someone else someday if the stock prices get low enough to tempt me for the stock options and I find something really interesting to do. With my asset level, it is nice to be able to work when and where I want to and not be forced to take a job just to put food on the table and pay my expensive Los Altos, CA mortgage. Hard to stay really "retired" when you are only 50! |
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Get you a free sample issue of my newsletter so you can decide if you want to subscribe. Just send me an email request for a free sample issue along with your snail mail (US Post Office) home address so I can track the free samples. Don't worry, I don't sell or give away your email or home addresses. Unlike
Other Newsletters, I discuss many stocks in every issue and
usually make one or more buys each month so new readers are current on
at least one stock that is a good deal. I send out email alerts when
I change my thinking and I send out emails on the same day I make a buy
or sell so others can follow the next day, or even that day if there is
enough time.
A subscription to "Kirk's Online Newsletter"
is $150 a year.
(if you pay by check) |
| KEYArticles |
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Article about Kirk:: "Taking the Bull by the horns: Local investor quintuples portfolio" A few, minor errors in the article are corrected here.
You can get a large sample of my writing at my blog, Kirk's Market
Thoughts, and I especially recommend these key articles:
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| best regards
Kirk Lindstrom Editor of "Kirk's Investment Newsletter" New Articles: http://kirklindstrom.blogspot.com Older Articles: Article Archives @ "Kirk's Market Thoughts," InvestorHives , Suite101 and SeekingAlpha DISCLAIMER: The information contained in this newsletter is not intended to constitute financial advice, and is not a recommendation or solicitation to buy, sell or hold any security. This newsletter is strictly informational and educational and is not to be construed as any kind of financial advice, investment advice or legal advice. Copyright Kirk Lindstrom 1998-2008. Remember that the past is no guarantee of the future but my past results have been excellent. I hope to continue to outperform but make no promises. I do own positions in many of the securities in the portfolio but I have no investment banking relationship with any of the companies. |