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HSBC Bank Mortgage Rates as of 11/30/09
Fixed Rate Loans
(Conforming means  $417,000 or Less)
Name Rate Points APR
15 Year Conforming Purchase 4.500% 0 4.738%
15 Year Conforming Refinance 4.500% 0 4.738%
30 Year Conforming Purchase 4.875% 0 5.014%
30 Year Conforming Refinance 4.875% 0 5.014%
30 Year FHA/VA Purchase 5.000% 0 5.183%
30 Year FHA/VA Refinance 5.000% 0 5.183%
30 Year Community Works 4.500% 0 4.636%
   
Adjustable Loans
(For Loan Amounts over $417,000)

Name Rate Points APR
3/1 YR LIBOR ARM Conforming 4.125% 0 3.646%
5/1 YR LIBOR ARM Conforming 4.250% 0 3.795%
 





 


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Disclaimer:  Rates are believed to be current but they can change at any time.  APR = Annual Percentage Rate
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