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A survey of current rates and terms for Bank of America.  View our latest survey of the APY interest rates paid for certificates of deposit by term for the major and minor banks and credit unions that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings, Countrywide,  and many more.

Bank of America CD and Savings Rates as of 2/28/08
Accounts
 Account Snapshot
Earn a 3.06% APY2 and enjoy a short 8 month term commitment with no fees, no risk. Limited time offer: $5,000 minimum opening balance.
No monthly service charge if you maintain a minimum $300 daily balance or make an automatic monthly transfer of $25 from your Bank of America checking account   APY = 0.20%
9 month term and 2.85% APY1, this CD allows you to withdraw funds prior to maturity without a penalty. $5,000 minimum opening balance.
2.75% for less than $2,500.  3.00% for $100,000+



Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)


Article:  How to Get the Best CD Rates
 
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