A survey of current rates and terms for the FHLB: Federal Home Loan Bank Rates.  View our latest survey of the APY interest rates paid for certificates of deposit by term for the major and minor banks and credit unions that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings, Countrywide,  and many more. FHLB: Federal Home Loan Bank Rates as of 12/14/07 Issue Description Coupon % Maturity Date  Rating Expected Price Expected Yield Call Protected Settlement Date Moody's S&P FEDERAL FARM CR BKS CONS 4.34000% 03/19/2009CONS BD 4.340 03/19/2009 AAA AAA 100.000 4.340 No 12/19/2007 FEDERAL FARM CR BKS CONS 4.45000% 12/24/2009CONS BD 4.455 12/24/2009 AAA AAA 100.000 4.450 No 12/24/2007 FEDERAL FARM CR BKS CONS 4.60000% 12/20/2010CONS BD 4.600 12/20/2010 AAA AAA 100.000 4.600 No 12/20/2007 FEDERAL FARM CR BKS CONS 4.62500% 12/19/2011CONS BD 4.625 12/19/2011 AAA AAA 100.000 4.625 No 12/19/2007 FEDERAL FARM CR BKS CONS 4.98000% 12/19/2012CONS BD 4.980 12/19/2012 AAA AAA 100.000 4.980 No 12/19/2007 FEDERAL HOME LN BKS CONS BD 5.25000% 01/07/2015 5.250 01/07/2015 AAA NR 100.000 5.250 No 01/07/2008 FEDERAL FARM CR BKS CONS 5.50000% 12/19/2016CONS BD 5.500 12/19/2016 AAA AAA 100.000 5.500 No 12/19/2007 FEDERAL HOME LN BKS CONS BD 5.62500% 01/04/2018 5.625 01/04/2018 AAA AAA 100.000 5.625 No 01/04/2008 FEDERAL FARM CR BKS CONS 5.74000% 01/09/2023CONS BD 5.740 01/09/2023 AAA AAA 100.000 5.740 No 01/09/2008 Article: Beware of Annuities These rates pertain to consumer accounts only.