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A survey of current rates and terms for 1st First Republic Bank, a division of Merrill Lynch Bank & Trust Co., FSB.   View our latest survey of the APY interest rates paid for certificates of deposit by term for the major and minor banks and credit unions that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings, Countrywide,  and many more.

First Republic Bank CD Rates as of 03/06/08
Term
Minimum Balance*
Interest Rate
APY*
5 Years
$5,000+
3.20%
3.25%
4 Years
$5,000+
3.15%
3.20%
3 Years
$5,000+
3.15%
3.20%
2 Years
$5,000+
3.10%
3.15%
18 Months
$5,000+
3.05%
3.10%
12 Months
$5,000+
3.00%
3.05%
6 Months
$5,000+
2.96%
3.00%
3 Months
$5,000+
2.96%
3.00%
30-Day Special
$25,000+
2.86%
2.90%
4-Month Liquid Cd
$10,000+
3.05%
3.10%





Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

*Minimum balance necessary to obtain the Annual Percentage Yield (APY) for that tier. APY in effect as of 12/12/2007. Certificate Accounts are subject to substantial penalty for early withdrawal.

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