A survey of current CD rates and terms at Meriwest Credit Union.  View our latest survey of the APY interest rates paid for certificates of deposit by term for the major and minor banks and credit unions that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings, Countrywide,  and many more.           ==>  " CD Rates at Meriwest Credit Union  "  as of 4/21/08  <==    SPECIAL Term1 APY2 Minimum/Maximim Opening Deposit   1 yr CD    7.50%  $1,000 Details:   7.50% on $1,000 is $75.  1-time $5 Membership fee lowers this to $70 New membership and new checking account required. This offer is limited to new members only and has a $1,000 minimum and maximum . The Catch: The checking account is free BUT you have to buy the checks.  A box of checks costs approximately $20 which includes tax and shipping. The basic price is about $14. Subtract $20 check fee and $5 membership fee and the "effective rate" drops from 7.5% to 5.0%. Existing Members may open a 7.50% APY Term Share Certificate when you refer a new member who opens a 7.50% APY Term Share Certificate and a Checking Account. One referral maximum. More Fixed Term Rates Deposit Amounts $1,000 - $9,999.99 $10,000 - $49,999.99 $50,000 + Term Dividend Rate* APY** Dividend Rate* APY** Dividend Rate* APY** 1 mo (30 - 59 days) 0.846% 0.85% 0.846% 0.85% 0.846% 0.85% 2 mos (60 - 89 days) 0.846% 0.85% 0.846% 0.85% 0.846% 0.85% 3 mos (90 - 179 days) 2.225% 2.25% 2.225% 2.25% 2.225% 2.25% 6 mos (180 - 364 days) 2.225% 2.25% 2.323% 2.35% 2.323% 2.35% 1 yr (365 - 730 days) 2.323% 2.35% 2.421% 2.45% 2.421% 2.45% 2 yrs (731 - 1095 days) 2.421% 2.45% 2.469% 2.50% 2.518% 2.55% 3 yrs (1096 - 1459 days) 2.713% 2.75% 2.762% 2.80% 2.762% 2.80% 4 yrs (1460 - 1824 days) 3.005% 3.05% 3.102% 3.15% 3.102% 3.15% 5 yrs (1825 + days) Best Rate 3.150% 3.20% 3.247% 3.30% 3.247% 3.30%