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  ==>  " Wachovia Bank Best CD Rates with FDIC "   <==

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Current Rates for CDs and Savings Accounts from Banks you can trust: 
 
These are the Best Unpublished CD Rates and terms at Wachovia Bank that they offer as a "last resort" to keep or get your business.  

You don't have to take what they give you! You CAN get a much better rate.

The day your CD matures, call the number they give on the "Automatic Renewal Notice" and say you want to take your money to a better paying bank we list on our Best CD Rates with FDIC page. This should get you their best rates to keep your money.

Steps to get the best rates when you renew a CD at Wachovia Bank:
  1. Print out the CD rates shown on our Highest CD Rates page before you call so you can quote specifics.
    .
  2. Call and them you want to close your CD that just rolled over into a low rate.
==>  " Best Unpublished CD Rates at Wachovia Bank as of 6/3/08  <==
rates obtained over the phone and may change daily

13 months - 3.30% APY
2 - Years - 3.50% APY
3 - Years - 4.00% APY
4 - Years - 4.75% APY





Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

1 Funds may not be added during the term of a certificate of deposit (CD), except for Liquid CDs. Interest rate and APY in effect at the time a CD account is opened are guaranteed for the full term. Personal funds only.

2 Annual Percentage Yield accurate as of 5/5/2008 and may change after account opening. Fees may reduce earnings. Penalty may be imposed for early withdrawal.


Article:  How to Get the Best CD Rates


 
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