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A survey of current rates and terms for Apple BankView our latest survey of the APY interest rates paid for certificates of deposit by term for the major and minor banks and credit unions that includes but is not limited to: Citibank, BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC, US Bancorp, Suntrust, ABN, Citizens Financial, Capital One, National City, PenFed, World Savings, Countrywide,  and many more.

Apple Bank  Rates as of 2/28/08
Certificates of Deposit
12 month CD * 3.75% APY $500 minimum
24 month CD * 3.75% APY $500 minimum
60 month CD * 3.75% APY $500 minimum
Early Withdrawal penalties may apply

Money Market
$2,500 to $24,999 0.25% APY
$25,000 to $49,999 0.25% APY
$50,000 to $74,999 2.00% APY
$75,000 or more 2.25% APY

Annual Percentage Yields stated are effective as of today and may be changed by the Bank at anytime. * Separate Apple Checking or Grand Yield Savings Direct Account required

Make sure you read the article: Beware of Annuities

Current CD and Savings Account Rates From Banks You Can Trust

  US Treasury Rates Quote
Definition:  A Certificate of Deposit or CD is certificate from a bank stating that the named party has a specified sum on deposit, usually for a given period of time at a fixed rate of interest.  Often there is a penalty for early withdrawal (taking your money out before the specified period of time.)

1 Funds may not be added during the term of a certificate of deposit (CD), except for Liquid CDs. Interest rate and APY in effect at the time a CD account is opened are guaranteed for the full term. Personal funds only.

2 Annual Percentage Yield accurate as of 12/05/2007 and may change after account opening. Fees may reduce earnings. Penalty may be imposed for early withdrawal.


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