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Historical
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Best CD Rates with FDIC CDs Rates From Banks You Can Trust - Today's Survey |
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*==> Very Best CD Rates with FDIC <== * |
Find the best
(highest
paying APY) CD rates from this survey. Print out our
"Highest CD Rate Survey"
and bring it in with you to bargain for your bank's best rates!
Don't renew automatically. Ask for better rates! It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a cashier's check after you close your just matured CD. This is our latest survey of the APY interest rates paid for certificates of deposit. You can often get higher than advertised rates at your local branch if you do your homework. Print out some of the advertisement of rates advertised on your bank's competing web sites so you have proof. We often get better than advertised rates if we bring in our own rate sheet survey, especially if it keeps us from taking our money from a renewing CD to another bank. It costs money to get new accounts so Banks often give you a deal if you are ready to walk out the door with a cashier's check.
Bottom line: It never hurts to ask the
teller if better rates are available when you do your homework!
Highest CD Rates Survey by Term (for a $10,000 Certificate of Deposit)
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Rates
and terms may change so read the fine print
and make sure you get FDIC
insurance!!!!
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Find the best (highest
paying) CD rates from this survey. Top CD
Rates: This is our latest
survey of the APY interest rates paid for
certificates of deposit by term followed by a list
of all banks and credit unions in our database
that includes but is not limited to: Citibank,
BofA, Chase, Wachovia, Taunus, Wells Fargo, HSBC,
US Bancorp, Suntrust, ABN, Citizens Financial,
Capital One, National City, PenFed, World Savings
and many more.
|
Bank Name |
As Of |
Best Rate (APY) |
Term for listed CD Rate |
1st Source
Bank of South Bend, Indiana (IN) |
11/25/08 |
4.51% |
2
Years |
AbleBanking | 11/6/12 |
1.45% |
4-years |
ABN Amro North America | |||
Addison
Avenue
Federal Credit Union |
7/15/09 |
1.60% |
1-Yr |
Advanta
Bank
Corp |
9/3/07 |
5.40% |
18
months |
AIG
Bank |
11/30/10 |
2.20% |
60 months |
Allied
First
Bank of Naperville, Illinois (IL) |
1/7/09 |
4.50% |
4
years |
AloStar Bank of Commerce becoming Nexity Bank | 7/12/11 |
1.27% |
12 months |
Ally Bank
(formerly
GMAC Bank - Story) |
5/23/09 |
2.80% |
1
Yr |
AmTrust Direct | 7/25/07 |
5.41% |
1
Year |
Apple
Bank |
2/28/08 |
3.75% |
1,
2 & 5 yrs |
Ascencia
Internet Bank Louisville, Kentucky (KY) part
of PBI Bank |
4/26/11 |
1.51% |
2
yrs |
Astoria
Federal
Savings Bank |
6/9/11 |
2.255% |
4-years |
Aurora
Bank, FSB in Wilmington, Delaware (DE) |
7/28/09 |
1.71% |
6 months |
Bank of America | 9/9/09 |
3.01% |
5
years |
Bank of Baroda |
11/24/12 |
0.60% |
1 year |
Bank
of
Hawaii (Bankoh) |
|||
Bank of Internet USA | 11/09/10 | 1.15% |
6-mo
CD |
Bank
of
Ireland |
11/24/10 |
3.00% |
1-Yr |
Bank
of the West |
11/09/07 |
1.48% |
1
YR CD |
BankUnited
of Florida |
8/17/12 |
1.00% |
3-years |
Bancwest Corp. | |||
Barclays
Bank |
5/29/12 | 1.25% |
2 year CD |
BBCN Bank |
11/6/12 |
1.00% |
12-month CD |
BB&T Corp. | |||
BNP
Paribas
Bank |
|||
Borel
Private Bank & Trust Company |
|||
Capital
One
Bank |
12/02/09 |
3.25% |
10
Years |
Capital One Financial Corp. | |||
Cattleman's
National
Bank Corporation |
|||
Centennial Bank, Fountain Valley, Calif. (CA) | 5/8/08 |
4.13% |
3
years |
Charles Schwab Corp. | |||
Chase
Bank |
11/28/12 |
1.01% |
120 months |
Christian Community Credit Union | 11/15/10 |
2.90 |
5-yrs |
CIT
Bank |
12/2/11 |
1.15% |
1 year |
Citibank | 9/9/09 |
3.44% |
5-years |
Citizens Bank - Citizens Financial Group, Inc | |||
Champion Bank of St. Louis, Missouri (MO) | |||
Colorado
Federal
Savings Bank; Greenwood Village, Colorado (CO) |
8/26/13 |
1.00% |
1 year CD |
Commerce
Bancorp,
Inc. |
|||
Comerica Bank | 10/29/08 |
3.75% |
6
to 10 years |
Countrywide Bank | 03/06/08 | 4.10% |
6
months |
Corus Bank |
2/24/09 |
2.73% |
5
- yrs |
Discover
Bank, New Castle, Delaware (DE) |
9/7/09 |
3.85% |
10
Years |
Doral Bank | 12/9/13 |
1.50 |
5 year |
Downey
Savings |
10/29/08 |
4.15% |
12
months |
E-Loan | 5/4/08 |
4.60% |
5
Years |
E*Trade
Bank |
12/13/07 |
5.25% |
6
Months |
Eastern
Savings
Bank |
3/10/08 |
3.70 |
2
years |
EverBank
of Jacksonville, FL |
3/8/10 |
3.29% |
5 years |
Excel National Bank | 2/10/08 |
4.00% |
3,
6 & 12 months |
FHLB |
12/14/07 |
5.74% |
Matures
2023 |
First
Century
Bank, N.A. Gainesville, Georgia (GA) |
11/09/09 |
||
Fifth Third Bancorp | |||
First
Niagara Bank |
1/26/12 |
0.20% |
30 months |
First
Republic
Bank |
12/22/04 |
4.85% |
4-mo
Liquid
CD |
Flagstar
Bank |
12/07/07 |
5.01% |
2
years |
Flagstar
Bank
Direct |
08/03/10 |
1.25% |
6 months |
Florida Bank,
Florida (FL) |
|||
FNBO Direct | 12/17/07 |
5.25% |
9
Months |
Fremont Bank |
10/12/12 |
0.75% |
5 years |
Fultdirect.com
Herndon, Virginia
(VA) |
12/21/08 |
3.57% |
6
months |
Geauga
Savings
Bank, Newbury, Ohio (OH) |
8/8/08 |
4.41% |
2
years |
GE Capital Retail Bank |
4/28/13 |
1.05% |
1 Year |
Golden 1 CU | 11/10/10 |
2.15% |
5
Years |
Goldwater
Bank; Scottsdale, Arizona (AZ) |
12/02/09 |
2.99% |
3
years |
GMAC Bank
now |
11/06/08 |
5.15% |
5-years |
Golden Bay Federal Credit Union | 7/25/07 |
4.54% |
5
Years |
Harris Financial Corp. | |||
Herigage
Bank
NA |
10/04/10 |
2.10% |
5-yr CD |
HSBC Bank | 9/9/09 |
2.00% |
12
months |
iGObanking - Lake Success, New York (NY) | 8/26/13 |
2.05% |
5 years |
Imperial
Capital
Bank, LaJolla, California (CA) |
8/28/08 |
4.10% |
6
month |
Incredible Bank | 4/26/11 |
1.30 |
1 year |
Indymac
Bank |
12/31/07 |
5.05% |
6
months |
ING
Direct |
12/15/09 |
2.00% |
1
Year |
IB:
Innovative Bank |
6/30/09 |
2.15% |
12
Months
|
Intervest National Bank | 10/24/09 | 3.05% |
4
years |
J.P.
Morgan Chase Bank |
11/28/12 |
1.01% |
10 Year CD |
Keycorp | |||
LA
Financial
Credit Union |
03/06/08 |
4.75% |
5
years |
Lone
Star
Bank - Houston, Texas (TX) |
7/28/09 |
3.35% |
4
Years |
Luther
Burbank
Savings |
2/15/11 |
1.30% |
12
Months |
Marshall & Ilsley Corp. (M&I Bank) | 12/31/07 |
4.00% |
6
Months |
M&T Bank | 6/24/08 |
4.00% |
3
Years |
Mechanics
Bank |
5/12/12 |
1.05% |
60 mo. (5 yrs.) |
Melrose
Credit
Union |
4/28/13 |
1.96% |
5 Years |
Meriwest
Credit
Union |
4/21/08 |
7.50%
|
12
Months
|
MetLife Bank of Bridgewater, New Jersey (NJ) | 9/7/09 |
2.15% |
18-months |
Metropolitan
National
Bank |
06/14/10 |
2.50 |
3-years |
Millennium
Bank |
10/17/07 |
8.75% |
5
years |
National
Bank
of Kansas City Missouri (MO) |
1/13/10 |
2.75% |
3-years |
National City Bank | 5/18/08 |
4.55% |
3
years |
Nationwide
Bank |
12/10/12 |
1.80% |
5 years |
Navy
Federal
Credit Union |
2/24/09 |
4.60% |
30
Months |
NetBank | 7/25/07 |
5.40% |
18
Months |
New Dominion Direct Bank | 3/10/08 |
3.77% |
6
month |
NexBank | 12/09/12 |
1.60% |
5 years |
Nexity
Bank, Birmingham, Alabama (AL) |
5/24/11 |
1.12% |
6
months |
newDominionDIRECT.com
|
7/6/09 |
2.40% |
24 months |
Northern Trust Corp. | |||
Nova
Bank in Philadelphia, PA |
06/14/10 | 1.75% |
18 Months |
Old National Bank | |||
OnBank,
Oakfield,
New York (NY) |
6/13/08 |
4.15% |
2
years |
OneWest
Bank,
FSB |
5/24/11 |
2.14% |
4 years |
Orchard
Bank |
|||
Pacific
Mercantile
Bank |
4/27/11 |
1.26% |
1
Year |
Pacific
Premier
Bank |
8/28/09 |
2.55% |
2
years |
PNC
Financial
Services Group |
|||
Pentagon
Federal
Credit Union (PenFed
CU) |
12/31/07 | 5.25% |
7
Years |
Popular, Inc. | |||
Presidential
Bank,
FSB of Bethesda, Maryland (MD) |
1/14/09 |
3.25% |
2
Years |
Rabobank:
Amgen Tour of California Sponsor |
2/21/09 |
2.53% |
1
Year |
Regions
Bank |
|||
Ridgewood Bank | 7/25/07 |
5.20% |
30
Months
(2.5 yrs) |
Sallie Mae Bank | 5/7/2010 |
3.00% |
5-yrs |
Saxo Bank -
Amgen Tour of California Team |
|||
Security Savings Bank | 7/25/07 |
5.20% |
17
Months |
Security
Service
Federal Credit Union |
6/9/11 |
3.50% |
7 years |
South
Carolina
Bank and Trust |
|||
Star
One Credit Union |
3/11/08 |
2.40% |
1
& 2 Years |
State Street Corp. | |||
Stonebridge
Bank |
7/9/10 |
3.0% |
5-years |
Suntrust
Banks,
Inc. |
11/10/10 |
2.00% |
63
Months |
State
Bank
of India, New York, NY & Chicago |
2/1/10 |
1.76% |
1 year |
State Employees Credit Union Raleigh, NC. | 11/10/10 |
2.50% |
5 yrs |
Taunus Corp. |
|||
Tennessee Commerce Bank in Franklin, Tennessee, (TN) | 4/27/11 |
2.15% |
3-years |
Torrey Pines Bank | 3/21/12 |
||
The Golden1 CU | 11/10/10 |
2.15% |
5
Years |
TAB Bank - Transportation Alliance Bank | 08/15/11 |
2.06% |
4 years |
TriState
Capital
Direct - Pittsburgh, Pennsylvania (PA) |
7/28/09 |
2.50% |
2-years |
UFBDirect.com | 12/15/09 |
1.55% | 6
Month CD |
UmbrellaBank.com |
9/7/09 |
2.15% |
12
months |
Union
Bank |
11/9/11 |
0.50 |
2-years |
United
Americas
Bank, Atlanta Georgia (GA) |
12/02/09 |
1.60% |
6-months |
USAA | 9/8/10 |
3.92% |
7-years |
U.S. Bancorp | |||
US
Bank |
2/7/10 |
3.10% |
59 Months |
Valley National Bank |
10/12/12 |
0.66% |
72 Months |
Vanguard
Valley
Forge, Pennsylvania (PA) |
7/25/07 |
5.25% |
Daily
Savings |
VirtualBank,
Palm
Beach Gardens, Florida (FL) |
11/4/08 |
4.45% |
1
Year |
Wachovia
Bank |
8/28/09 |
1.50% |
19
months |
Washington
Mutual
- WaMu |
7/1/09 |
2.00% |
2-YEARS |
Wells
Fargo
Bank |
9/9/09 |
2.00% |
25
months |
World
Savings |
11/04/07 |
N/A |
Bought
by
Wachovia |
Xenith
Bank |
|||
Zions Bancorporation | |||
Zions
Bank Salt Lake City, Utah (UT) |
8/26/13 |
0.80% |
5 years |
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